Publication 17. 2020 The financial markets have drastically changed over the past decade. Traditionally, business owners would simply run to the banks with business ideas and hope to come out with the capital they needed. Today, things have changed; the 2008 /09 crisis has created a situation where banks have become extremely careful one could…
Publication 16. 2020 Debt-based crowdfunding is one of the alternative ways of financing for SMEs and start-ups to access capital, which they would otherwise maybe not have received from traditional financing platforms like banks. Over the years, this financial model has provided millions of dollars in loans, which has helped many businesses get off the…
Publication 15. 2020 Debt-based crowdfunding has become a popular way for businesses and start-ups to raise money. And as millions are raised each year through this channel, both investors and businesses can be and are exposed to possible unethical practices and/or “financial pitfalls”. Hence the need for regulations. The introduction of regulations to crowdfunding is…
Publication 14. 2020 Debt-based crowdfunding, often also referred to as peer-to-peer lending or P2P, is one of the easiest ways to raise funds through crowdfunding. According to data published by P2PMarketData, it is the crowdfunding model that’s proven to raise the largest capital on different platforms. So, what really is debt-based crowdfunding? And is it…
Publication 18. 2020 The struggle to access funds is one nearly all small businesses go through. Most banks remain, shall we say, “extremely careful” when it comes to offering loans to Small and Medium-Sized Enterprises (SME’s) and Startup businesses, even when some of these are already making profits. The issue is -often- not having sufficient…